Home v1 (Copy) — Deconstruct Home Loan

We make your mortgage cheaper

Highest cash incentives. Lowest bank rates.
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50% cashback for your mortgage loan

Legit the highest cashback possible in Singapore

Actual cashback based on home loan amount*

Estimated Cashback

Loan Amt

$1m

$2m

$3m

Your Cashback

$750

$1,500

$2,250

Same Direct Rates as Going To Banks

We compare the rates AND give you 50% cashback. Our bankers can even rate-match any current loan offers. Nowhere else will you find this. See our IG for proof.

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What’s this cashback?

Get your home loan with us & we give you cashback equivalent to 50% of the banks’ referral fees!

Banks give us referral fees for home loan

This is how mortgage brokers earn.

It’s a % of loan amount

Estimated cashback seen below

We give you cashback equivalent to 50%

That’s why we dare say we have the highest cash rewards. Nobody gives anywhere close to 50%.

Who are we? What’s the catch?

Hello, I’m Chris! Deconstruct started in 2022 as a renovation platform aimed at fixing the grey renovation industry in Singapore. We grew to over 30,000 followers in 4 years because we damn straightforward! We got to know some bankers, and realised that this cash savings is really an easy win for homeowners. Renovation will always be my core focus, that’s why we can “afford” to give this 50% cashback, and that’s how Deconstruct Home Loan was born!

Who are we? Any catch?

Hello, I’m Chris! Deconstruct started in 2022 as a renovation platform aimed at fixing the grey renovation industry in Singapore. We grew to over 30,000 followers in 4 years because we damn straightforward! We got to know some bankers, and realised this cash savings is really an easy win for homeowners. Renovation will always be my core focus, that’s how we can “afford” to give 50% cashback, and that’s how Deconstruct Home Loan was born!