Deconstruct Home Loan

We make your home loan cheaper

We find you the lowest bank rates, and give you the highest home loan cashback in Singapore! See our socials for proof ❤️

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Cashback for your mortgage loan

In fact, the highest cashback in Singapore

Actual cashback based on home loan amount*

Estimated Cashback

Loan Amt

$500k

$1m

$2m

$3m

$4m

Your Cashback

$375

$750

$1,500

$2,250

$3,000

Same Direct Rates as Going To Banks

We compare rates across banks for you. And give you cashback. Already have a rate? Our bankers will rate-match! Same rates. More money in your pocket 😀

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Who are we? What’s the catch?

Hello, I’m Chris! Deconstruct started in 2022 as a renovation platform aimed at fixing the grey renovation industry in Singapore. We grew to over 30,000 followers in 4 years because we damn straightforward! We got to know some bankers, and realised that this cash savings is really an easy win for homeowners. Renovation will always be my core focus, that’s why we can “afford” to give this 50% cashback, and that’s how Deconstruct Home Loan was born!

Who are we? Any catch?

Hello, I’m Chris! Deconstruct started in 2022 as a renovation platform to fix the grey renovation industry in Singapore. We grew to 30k followers in 4 years because we damn straightforward! We got to know some bankers, and realised this cash savings is really an easy win for homeowners. Renovation will always be our core focus, that’s how we can “afford” to give so much cashback, and that’s how Deconstruct Home Loan was born!